Complete Practical Guide To Personal Finance For Beginners (Udemy.com)
A step by step guide to financial freedom. Create an easy budget, get out of debt, invest wisely, and retire early!
Created by: Lauren Mac
Last updated February 2026
What you will learn
- Upon completion of the course you will be able create an easy budget, get out of debt for good, starting investing, and retire early!
- How to create an easy budget
- Budgeting methods that can save so much time
- How to work less and earn more
- Earn more money by negotiating pay raises
- Earn more by negotiating job offers
- How to Increase your net worth FAST
- Improve your credit score to excellent
- Build an Emergency Fund even on a tight budget
- How to get out of debt fast
- 30 ways to easily save money
- Save your marriage from fighting over money
- The basics of investing
- Recession proof your finances
How it compares
Against the other 33 rated Udemy courses in Personal Finance on CourseDuck:
- Rating4.5 out of 5higher than 33% of them
- Reviews130#23 of 34 by number of reviews
- Length7.7 hourslonger than 81% of them
- Last updatedFebruary 2026more recently than 78% of them
Course Description
This personal finance course will teach you how to manage your money, create an easy budget, eliminate your debt, raise your credit score, earn more money, invest wisely, and so much more in a step by step format that is perfect for beginners.
· Do you feel overwhelmed by personal finance?
· Are you tired of living paycheck to paycheck and want to earn more money?
· Do you want retire early?
· Do you struggle with budgeting?
· Are you confused about your credit score and how to raise it?
· Have you considered investing, but it all seems so confusing?
· Do you often dream of becoming financially free and living the life you always wanted?
If the answer is yes to any of these questions then this course will be perfect for you. I have been in your shoes before, and over the past 15 years I have helped people get out of debt, earn more money, and turn their finances around. Personal finance doesn’t have to be confusing or overwhelming. When broken down step by step it can be easy to follow and even FUN! When you start hitting your goals, crushing your debt, and watching your investments grow it can be really exciting. Moreover, having your finances in order can relieve so much unnecessary stress in your life.
PERFECT FOR COMPLETE BEGINNERS
This isn’t your usual boring and stuffy personal finance course. This course is broken down with easy to understand concepts without a bunch of confusing financial jargon. It doesn’t matter if you are buried in debt or have no debt, an account full of money or you are broke, this step by step course is built to help you master your finances and become financially free.
Course Curriculum
In this complete guide to personal finance for beginners will cover the following topics and more:
· Personal Finance 101
· Calculating Your Net Worth
· Budgeting
· Building Your Emergency Fund
· Paying Off Debt
· Creating A Debt Pay Off Plan
· Understanding Your Credit Score
· How To Get An Excellent Credit Score
· How To Earn More, Negotiate a Raise, and Negotiate A Job Offer
· Recession Proof Your Finances
· Relationships and Money
· Insurance
· Saving Money
· Investing 101: Real Estate Investing, Stocks, Bonds, Mutual Funds, ETF’s, CD’s and Savings
This course was created in a step by step format that can be completed at your own pace.
The course comes with 2 workbooks and many resources that accompany each section, including a 30 Day Emergency Fund Savings Challenge. The first workbook is a printable workbook for people who don’t like spreadsheets or don’t know how use them and a spreadsheet workbook for people who prefer the automations spreadsheets provide.
By the end of this course, you will be able to create an easy budget, fill up your emergency fund, get out of debt, and start investing wisely so you can retire early, become financially free, and start living the life you always dreamed of!
What students are saying about this course:
“This course is great because it breaks down personal finance into detailed and manageable steps. Money is so overwhelming and stress-inducing, but this guide has so many useful tips for overcoming that.”
“I've never looked at my finances this way...maybe the fact that I haven't spent any time learning any of this is why I've never grown financially! The spreadsheets and guides are extremely helpful and I already feel my financial mindset is changing positively.”
“The presenter is clear and concise. The visuals are very helpful. Everything is explained clearly and in detail. My fiancé and I are to marry next year and I hope to apply a lot of the information I've gained from this course in debt management and investments.”
“This was a really helpful course. The topics were very clearly explained. I feel significantly more competent when it comes to arranging my own money. I had always been really intimidated by investment options and this course really broke them down in a way that was clear and easy to grasp.”
What are you waiting for?? Enroll in this course today and take your personal finance skills to the next level.
Lauren
Instructor Details
- 4.5 Rating
130 Reviews
Lauren Mac
I’m obsessed with personal finance and have spent the past 19+ years helping people take control of their money, get out of debt, and build lasting financial freedom. I believe managing your finances doesn’t have to feel complicated or overwhelming — it can actually be simple, empowering, and even fun to learn.
In addition to my passion for helping others, I’ve worked in the finance industry for more than 16 years, with prior experience in the insurance industry as well. Nothing is more rewarding to me than seeing people gain confidence with their money, achieve financial freedom, and create the life they’ve always wanted. You can also find me on YouTube at Hacking The Rat Race.
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Reviews
By Katherine Griswold on 8/2/2025
She is very thorough with strategies and tools to use to determine different aspects of one's bills/expenses, net worth etc.
By Gordon Jay on 5/3/2024
This course is amazing! learning alot so far this course shows the potential to teach me how to track and manage my expenses. Best course I have bought so far keep up the good work!
By Vanessa Eves on 4/7/2024
very brief detail on most subjects. course instructor had a very unnatural way of speaking that made it difficult to continue or focus on information presented.
By Kamgang Anthony on 2/11/2024
I really learnt alot from this course. Have taken action of the steps enumerated here and if you are looking for a personal finance course, this is a great one.
By Jane Atwood on 2/2/2023
Some of it just didn't apply to me, but overall it was a very informational course. I do wish you would go more in-depth on how to open up an investment account or an IRA not just what it is/ pros and cons but steps to doing that - Just a thought.
By Nur Asyiqin binti Zulkefli on 5/3/2022
Maybe it's because I'm a really total beginner to finance. But I really love the information and detailed tutorial given by the instructor! The voice is calming, almost like I'm on therapy, haha. Thank you so much for the easy to follow instructions.
By Anne Claessen on 9/27/2020
This course is amazing! The instructor explains everything in a very clear way. I learned more than expected. I would recommend this course for beginners in personal finance and people who want to improve their knowledge.
By Aidan Toomey on 8/1/2020
The presenter is clear and concise. The visuals are very helpful. Everything is explained clearly and in detail. My fiancé and I are to marry next year and I hope to apply a lot of the information I've gained from this course in debt management and investments.
By Ky Huynh on 7/21/2020
This course is great because it breaks down personal finance into detailed and manageable steps. Money is so overwhelming and stress-inducing, but this guide has so many useful tips for overcoming that.
By Andrea Morrison on 7/21/2020
I've never looked at my finances this way...maybe the fact that I haven't spent any time learning any of this is why I've never grown financially! The spreadsheets and guides are extremely helpful and I already feel my financial mindset is changing positively.
Quality Score
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Overall Score : 90 / 100






