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Finance, Investment and Business: Fundamentals and Concepts (Udemy.com)

Master Core Financial Skills for Personal, Professional & Business Success. Best course for career in Capital Market.

Created by: Col (Dr) Shabbar Shahid. M-Tech

Last updated August 2026

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What you will learn

  • Personal Financial Management
  • The Fundamentals and Concepts of Finance and Investment to help you manage your Personal Finances in a better way.
  • The aspects like Inflation, Savings, Investment, Liquidity, Risk and Time Value of Money to help you take informed and balanced investment decisions.
  • Business concepts like Capital, Sources and Cost of Capital, Debt-Equity, Leverage, EBITDA and ROI to help you manage your business and personal investments.
  • The concept and types of Risk and how to analyse risk
  • The concept of Liquidity. Liquidity of personal assets and market liquidity and its implications
  • A conceptual understanding of the Time Value of Money
  • The pitfalls of Debt and how to prevent falling in a Debt Trap
  • The concept of how money grows into wealth
  • Understanding the difference between Simple and Compound interest and also between Stated Annual Rate and Effective Annual Rate

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Course Description

Are you professionally successful but still unsure about managing your finances?

# Do investment options, business terms, and financial concepts seem confusing or intimidating?
# Want to build solid financial literacy, understand key business principles, and make smarter money decisions?

If yes, this comprehensive finance and business fundamentals course is your solution.

Whether you're a non-finance professional, student, entrepreneur, or simply someone eager to gain financial literacy, this course bridges the gap between complex theories and real-world applications. Learn from an experienced instructor who simplifies intimidating concepts with clarity and practical relevance.


Why Take This Course?

Many professionals and business owners earn well but struggle with personal financial planning or evaluating business viability. Why? Because basic finance, investment, and business knowledge is often not taught in high school or even in many college curriculums unless you pursue commerce, finance, or economics.

This course addresses that critical knowledge gap and offers a well-structured, beginner-friendly guide to finance — helping you become more confident in managing both personal and business finances.


What You’ll Learn:

This course taught by Col (Dr) Shabbar Shahid, a post-graduate in engineering and finance with a doctorate in management, is divided into three sections which broadly includes:-

Section 1: Core Financial Concepts

  • What is Purchasing Power?

  • Inflation Explained: Beating Inflation and Why It Matters

  • Savings vs. Investment: Key Differences

  • What is Financial Risk? Risk Assessment Made Simple

  • Liquidity and Its Economic Impact

  • Time Value of Money: How Time Affects Financial Decisions

  • Understanding and Escaping Debt Traps

Section 2: Investment Products & Financial Instruments

  • Turning Earnings into Wealth: Wealth-Building Strategies

  • Investment Avenues: Bonds, Stocks, Mutual Funds, ETFs, Real Assets

  • Understanding Bonds: Par Value, Coupon Rate, Market Price, Yield

  • Mutual Funds & ETFs: Pros, Cons, and Suitability

  • Stock Market Basics: How to Get Started, Risks, and Diversification

Section 3: Financial & Business Concepts for Entrepreneurs

  • Business Models: Proprietorships, Partnerships, Pvt Ltd & Public Ltd Companies

  • Understanding Capital, Debt-Equity Ratio, and Cost of Capital

  • Working Capital and Profitability Metrics

  • Key Business Financials: Turnover, EBITDA, Net Profit, ROI

  • Reading Financial Statements and Fundamental Analysis

  • The Dangers of Overtrading


Who Should Enroll?

This course is perfect for:

  • Non-Finance Professionals: Break through financial jargon and gain practical financial skills

  • High School & College Students: Build a strong foundation in finance early

  • Finance Professionals: Refresh and enhance your understanding of core concepts

  • Accountants & Bookkeepers: Expand beyond compliance into strategic financial thinking

  • Young Entrepreneurs & Startups: Learn to manage capital, costs, and returns

  • Homemakers: Take control of household financial planning

  • MBA, CA, CS, CFA, ACCA Aspirants: Prepare for advanced finance studies

  • Anyone Interested in Finance: Empower yourself with financial clarity and decision-making skills


Key Takeaways and Outcomes:

After completing this course, you’ll be able to:

  • Understand essential financial and investment principles

  • Manage personal finances more effectively

  • Evaluate business ideas and financial statements

  • Make smarter investment decisions

  • Participate in financial and business discussions confidently

  • Avoid common financial pitfalls like debt traps and overtrading

  • Lay a strong foundation for advanced financial studies or careers

  • Empower your entrepreneurial journey with clear financial planning

  • Help others with informed financial guidance and insights


Course Benefits at a Glance

  • Enhanced financial literacy and practical knowledge

  • Improved personal and business money management

  • Real-world application of financial theories

  • Preparedness for MBA, CFA, CA, CS, or capital markets careers

  • Better decision-making as an entrepreneur or executive

  • Confidence in financial conversations

  • Clear, jargon-free teaching by an expert with over 40 years’ experience


About the Instructor

Col (Dr) Shabbar Shahid is an Indian Army veteran, mechanical engineer, MBA (Finance), Chartered Engineer, Fellow of the Institution of Engineers (India), and holds a PhD in Management. With over four decades of teaching and professional experience, he simplifies financial education using real-life analogies, practical insights, and engaging delivery. He is a Distinguished Instructor certified by the Military College of Electronics and Mechanical Engineering.


Disclaimer

This course is for educational purposes only. Investment involves risk. Learners are encouraged to apply independent judgment and consult with certified professionals before making financial decisions. The instructor and platform bear no liability for investment outcomes.


Start Your Journey Toward Financial Clarity Today. Join thousands of learners who are transforming their understanding of finance, investments, and business management. Enroll now and unlock your financial potential with clarity, confidence, and competence.

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Instructor Details

Col (Dr) Shabbar Shahid. M-Tech

About You:

You being a keen learner in quest of knowledge, our courses are designed and structured specially for you.

About our courses:

Our courses are designed to give you an in-depth knowledge in a manner which is easy to understand and difficult to forget. Emphasis is given to the fundamentals  rather than bookish literature so as to make your foundation strong.

About the Instructor:

  Col (Dr) Shabbar Shahid is an Army veteran and a mechanical engineer with over 34 years of Army experience and 10 years of corporate experience. Qualified as a post graduate engineer coupled with a masters degree in financial management, a PhD and a passion for teaching he continues to be a learner. He is also a fellow of the Institution of Engineers (India) and a Chartered Engineer.  Apart from academic qualifications and several specialized Army courses, his versatile experience in understanding people across a wide spectrum will add to the value of his lectures. Retired from the Army in 2020, he now pursues his passion for teaching and manages a small consultancy firm called PRUDENCE Financial and Management Education of which he is the founder.

While serving the Armed Forces, Col Shabbar Shahid was graded as a Distinguished Instructor and also holds the Army Commander's  Commendation for distinguished service.

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Reviews

4.6

434 ratings on Udemy

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By Anonymized User on 10/17/2024

Excellent course for beginners to understand the Basics of Finance. I could pick up on lot of terms which I could relate to Investment. Now I am feeling more confident that even I could understand Fundamental Analysis after completing the course. The course is straight up to the point with simple and easy to understand examples.

By Mohan Muthu on 10/23/2023

Though I had very little knowledge on basic finance, this course has strengthened my knowledge. The instructor explains the concepts in the most easy to understand way and using examples to demonstrate different aspects of finance is very nice. Anyone with no background in finance and wanting to learn basics, I would surely recommend this course. I would like to thank the instructor Col (Dr) Shabbar Sir for bringing this course. Thank you!!!

By Priyanka Banerjee on 8/25/2023

The stiffness in teaching and very very very very slow even in 2x speed. Few content were really for just kids not worth 499/- in Udemy.

By Alcides Reyes on 6/8/2023

Fundamentals, Fundamentals. It is always great to be clear about the fundamentals before you build more advance knowledge. This course is perfect for that purpose. The instructor is great and clear on its explanations. A side note, it will be great to fix the numbers to show thousands and millions. An assistant failed on the task. If you are making the numbers (you should for your personal growth), this is almost irrelevant. Great explanation of key and at times, complex concept. Now, please be aware, it is for beginners. Thank you.

By Fabio Parra on 4/13/2023

Great Course for any person trying to learn the basic concepts of investments and to understand how those concepts are applied to stocks; it is very important because many people is trying to participate in the stock market without good knowledge of these things (including me); first rule of Warren Buffett is "Do Not Lose Money", so these concepts will help any person to avoid losing money.

By Leong Li Ming on 1/6/2022

Very clear instructor. Many concepts are thing I sort of knew but the instructor has put them in a framework for new investors. Nice analogies too! I purchased the course as I am just getting into investments, so if you are like me, do be warned that the last third of the course is directed toward those who are starting a company. However, if you have anything to do with budgets at work (I do), the content is still interesting and helps better understand eg EBITDA which has been a KPI for several companies I've been with.

By Shaikh Orchid on 9/3/2021

Excellent. Basics have been explained very well which is generally not known to most people. Very useful to build the foundation for University students. I find it relevant and useful for daily life too. My whole perspective of EMI has changed and I will avoid falling in debt trap ever.

By Fozia Abbasali on 7/30/2021

Basic concepts have been cleared very nicely. The three sections on fundamentals of finance, wealth creation and business concepts have been very well seperated for clarity of understanding. I would strongly recommend this course for non finance persons and even university students to get a clear idea of fundamentals and concepts of finance, investment and business

By K B Marwaha on 5/11/2021

I was amazed at the course content and examples dealing with day to day issues. this brings clarity and easy to remember. must do for everyone. I am greatful to Dr Shabbar Shahid, may he continue to add some more topics especially on financial law. he may think of giving some time to students to note down the slide before moving to next slide. Thanks and best wishes Dr Shabbar Shahid.

By Sofia Shahid on 11/19/2020

It was excellent. The basic concepts of finance have been explained in a very simple manner with easy to understand examples. The flow is great. To the point explanation. The knowledge gained will surely be of use to me but I think I may need one course specifically on stock market before I start making actual investments. Edit. Today I went through the course for the second time and found it equally interesting. Great concepts.

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Overall Score : 92 / 100